Court Street Abstract

We don't outsource your work, we do it ourselves

Every title report is fully insured by our $1,000,000 E&O Insurance Policy.

What sets Court Street Abstract apart is our team of dedicated full-time staff abstractors. We cover over 80 important counties in our service area and do not subcontract work, except in the rarest of circumstances. Each of our staff abstractors has undergone rigorous training by senior abstractors, equipping them with comprehensive experience in all aspects of title searches and document retrievals in Kentucky, the Greater Cincinnati area, and the Chicago area.

Driving the excellence of our Title Search and Document Retrieval work is our in-house team, working tirelessly to provide back office support. This team, available during all business hours, ensures first-class customer service and streamlines operations for our Title Search team. They handle order entry, dispatch requisitions, and conduct quality checks once the work is completed, guaranteeing the highest service standards.

Our unique operational model offers our customers the best of both worlds. By sending orders directly to our local staff abstractors, we save time and cost, mirroring the benefits of working with an independent abstractor. Simultaneously, our central office ensures immediate response to customer needs without disrupting other orders or distracting abstractors in the courthouses. This allows our abstractors to maintain their focus on their searches, leading to fewer errors and faster turnaround times. Ultimately, this model provides our customers with peace of mind and the freedom to concentrate on their business success.

If you want to receive the same high-quality service, call us today and give us the chance to make a positive difference for you.

Areas of Service

Kentucky

Ohio

Illinois

If you're planning to buy a property, it's essential to ensure that the title is clear of any issues that could cause problems in the future. This is where title search services come in handy.

Title search services are crucial in the real estate industry as they help uncover any potential problems with a property's title before you make a purchase. From unpaid taxes to ownership disputes, a thorough title search can save you from a lot of headaches in the future.

When it comes to choosing a title search service for your real estate transaction, it's important to do your research and select a company with a proven track record of success. By investing in a quality title search, you can protect yourself from any unforeseen issues that may arise in the future. If the property you are interested in is in Kentucky, the greater Cincinnati area in Ohio, or Cook County in Illinois, we can help.

The Role of Title Searches in Real Estate Transactions

When buying or selling a property, one of the most crucial steps is conducting a title search. A title search is the process of examining public records to determine the history of ownership and any potential issues with the property's title. It is an essential part of any real estate transaction, as it ensures that the buyer is receiving a clear and marketable title to the property.

In this article, we will explore the role of title searches in real estate transactions and why they are necessary for both buyers and sellers.

What is a Title Search?

A title search is a thorough examination of public records to determine the history of ownership and any potential issues with the property's title. It is typically conducted by a title company or an attorney and involves searching through various records, such as deeds, mortgages, liens, and tax records.

The goal of a title search is to ensure that the seller has the legal right to sell the property and that there are no outstanding claims or issues that could affect the buyer's ownership of the property.

Why is a Title Search Necessary?

A title search is necessary for both buyers and sellers in a real estate transaction. For buyers, it provides peace of mind that they are purchasing a property with a clear and marketable title. It also protects them from any potential legal issues that may arise in the future due to a faulty title.

For sellers, a title search is necessary to ensure that they have the legal right to sell the property and that there are no outstanding claims or liens that could delay or prevent the sale. It also helps them identify and resolve any issues with the title before putting the property on the market.

What Does a Title Search Reveal?

A title search can reveal a variety of issues that could affect the property's title. Some common issues that may arise during a title search include:

Liens: A lien is a legal claim against a property for unpaid debts, such as taxes, mortgages, or contractor fees. If a lien is found during a title search, it must be resolved before the property can be sold.
Easements: An easement is a legal right to use someone else's property for a specific purpose. For example, a utility company may have an easement to access power lines on a property. Easements can affect the use and enjoyment of a property and should be disclosed to potential buyers.
Encumbrances: An encumbrance is any claim or restriction on a property's title that may affect its value or use. This can include restrictions on building or zoning, as well as any legal disputes over the property.
Errors in the Public Records: Mistakes can happen in public records, and a title search can reveal any errors that may affect the property's title. This can include incorrect property descriptions, misspelled names, or missing documents.